diff --git a/CHANGES.md b/CHANGES.md
index 9c38282..e00acf4 100644
--- a/CHANGES.md
+++ b/CHANGES.md
@@ -1,6 +1,7 @@
 # Changes
 
 ## Unreleased
+- Add checkout() with SAVE10 and FLAT5 coupons; returns subtotal, discount, tax and total.
 
 ## 1.2.0
 - total() rounds through roundCents().
diff --git a/src/lib/cart.js b/src/lib/cart.js
index 385fd69..7a76db0 100644
--- a/src/lib/cart.js
+++ b/src/lib/cart.js
@@ -8,3 +8,27 @@ export function subtotal(items) {
 export function total(items) {
   return roundCents(subtotal(items) * (1 + TAX_RATE));
 }
+
+export function checkout(items, { coupon } = {}) {
+  const counted = items.filter((item) => item.qty > 0);
+  const sub = roundCents(subtotal(counted));
+  const discount = roundCents(couponDiscount(coupon, sub));
+  const tax = roundCents((sub - discount) * TAX_RATE);
+  // The parts are already whole cents; roundCents only strips float noise from the sum.
+  const total = roundCents(sub - discount + tax);
+  return { subtotal: sub, discount, tax, total };
+}
+
+function couponDiscount(coupon, sub) {
+  const code = (coupon ?? '').trim();
+  switch (code.toUpperCase()) {
+    case '':
+      return 0;
+    case 'SAVE10':
+      return sub * 0.1;
+    case 'FLAT5':
+      return Math.min(5, sub);
+    default:
+      throw new Error(`Unknown coupon: ${code}`);
+  }
+}
diff --git a/tests/lib/cart.test.js b/tests/lib/cart.test.js
index 7a9eab3..140a815 100644
--- a/tests/lib/cart.test.js
+++ b/tests/lib/cart.test.js
@@ -1,6 +1,6 @@
 import { test } from 'node:test';
 import assert from 'node:assert/strict';
-import { subtotal, total } from '../../src/lib/cart.js';
+import { subtotal, total, checkout } from '../../src/lib/cart.js';
 
 const items = [{ price: 10, qty: 2 }, { price: 5, qty: 1 }];
 
@@ -11,3 +11,56 @@ test('subtotal adds price times quantity', () => {
 test('total applies tax and rounds to cents', () => {
   assert.equal(total(items), 27);
 });
+
+test('checkout without a coupon', () => {
+  assert.deepEqual(checkout(items), { subtotal: 25, discount: 0, tax: 2, total: 27 });
+});
+
+test('checkout ignores items with qty 0 or less', () => {
+  const withEmpty = [...items, { price: 100, qty: 0 }, { price: 100, qty: -2 }];
+  assert.deepEqual(checkout(withEmpty), { subtotal: 25, discount: 0, tax: 2, total: 27 });
+});
+
+test('checkout with no items', () => {
+  assert.deepEqual(checkout([]), { subtotal: 0, discount: 0, tax: 0, total: 0 });
+});
+
+test('SAVE10 takes 10% off before tax', () => {
+  assert.deepEqual(checkout(items, { coupon: 'SAVE10' }), {
+    subtotal: 25, discount: 2.5, tax: 1.8, total: 24.3,
+  });
+});
+
+test('FLAT5 takes $5 off', () => {
+  assert.deepEqual(checkout(items, { coupon: 'FLAT5' }), {
+    subtotal: 25, discount: 5, tax: 1.6, total: 21.6,
+  });
+});
+
+test('FLAT5 never takes more than the subtotal', () => {
+  assert.deepEqual(checkout([{ price: 3, qty: 1 }], { coupon: 'FLAT5' }), {
+    subtotal: 3, discount: 3, tax: 0, total: 0,
+  });
+});
+
+test('coupons are case-insensitive and ignore surrounding spaces', () => {
+  assert.equal(checkout(items, { coupon: '  save10 ' }).discount, 2.5);
+  assert.equal(checkout(items, { coupon: 'Flat5' }).discount, 5);
+});
+
+test('empty or missing coupon means no discount', () => {
+  assert.equal(checkout(items, { coupon: '' }).discount, 0);
+  assert.equal(checkout(items, { coupon: '   ' }).discount, 0);
+  assert.equal(checkout(items, {}).discount, 0);
+});
+
+test('unknown coupon throws with the trimmed code', () => {
+  assert.throws(() => checkout(items, { coupon: '  Bogus ' }), {
+    message: 'Unknown coupon: Bogus',
+  });
+});
+
+test('subtotal, discount and tax are rounded to cents', () => {
+  const result = checkout([{ price: 3.333, qty: 3 }], { coupon: 'SAVE10' });
+  assert.deepEqual(result, { subtotal: 10, discount: 1, tax: 0.72, total: 9.72 });
+});